Myconstant Affiliate Program 2025

What is Myconstant?

Overview

MyConstant is a fintech platform specializing in peer-to-peer lending and investment services, primarily focused on cryptocurrency-backed loans and savings products. The platform was launched in 2018 and is headquartered in Singapore, a global hub for financial innovation and blockchain technology.

MyConstant provides a mobile application available on both iOS and Android devices, enabling users to access their accounts, lend, borrow, and manage investments conveniently on the go.

As of the latest data, MyConstant receives approximately 150,000 monthly visits. Its user base is internationally diverse, with the five main markets originating from the United States, Canada, the United Kingdom, Australia, and Singapore. This global reach underscores its appeal to both crypto enthusiasts and traditional investors seeking alternative lending solutions.

Key Features of Myconstant

  • Crypto-Backed Loans: Borrowers can access unsecured cash loans by using cryptocurrency as collateral, allowing them to leverage holdings without selling assets.
  • Peer-to-Peer Lending Marketplace: Investors can lend fiat currency directly to borrowers, earning competitive interest rates while minimizing risk through secured loans.
  • High-Yield Savings Account: Users can deposit funds and earn attractive interest rates, often higher than traditional banks, supported by diversified lending portfolios.
  • Automated Loan Management: The platform offers automated matching of borrowers and lenders, simplifying the lending process with transparent terms and real-time tracking.
  • Multi-Currency Support: MyConstant supports lending and borrowing in multiple currencies, including USD, SGD, and cryptocurrencies such as Bitcoin and Ethereum.

Benefits of Using Myconstant

  • Access to Liquidity Without Selling Crypto: By collateralizing cryptocurrency, users can maintain exposure to their assets while accessing needed cash.
  • Attractive Returns for Lenders: Peer-to-peer lending provides higher interest potential compared to conventional savings, attracting investors seeking passive income.
  • Secure and Transparent Platform: Loans on MyConstant are over-collateralized and managed with blockchain-backed transparency, reducing counterparty risk.
  • User-Friendly Interface: Both the website and mobile app feature intuitive navigation and comprehensive account management tools.
  • Global Accessibility: The platform serves users worldwide with flexible loan terms and multiple currency options.

Applications of Myconstant

MyConstant is widely used by cryptocurrency holders looking for immediate liquidity without sacrificing market exposure. It is also a preferred platform for investors seeking to diversify portfolios with peer-to-peer loans that offer higher returns than traditional banks.

Entrepreneurs and individuals needing fast and flexible financing can leverage MyConstantโ€™s crypto-secured loans as an alternative to conventional credit systems, particularly in regions where access to traditional loans is limited or cumbersome.

Finally, MyConstantโ€™s savings products are attractive to cautious investors wanting steady income while maintaining the option to participate in the growing crypto economy.

Myconstant Pricing Policy

Is There a Free Plan?

MyConstant does not offer a traditional free plan in the sense of an unlimited free subscription tier. However, users can open an account and access basic platform features without any upfront fees. This allows potential investors and borrowers to explore the ecosystem, review available offers, and understand the service, but to actively participate โ€” such as lending funds or borrowing โ€” users must deposit capital or collateral as per platform requirements.

Is There a Trial Period?

MyConstant does not provide a specific trial period like some SaaS platforms. Instead, the platform operates on an open-access model where users can register and browse lending and borrowing options freely. Engaging in transactions such as lending or borrowing involves real assets and funds, so there is no โ€œtrialโ€ per se. Users can start with small amounts to test the systemโ€™s mechanics personally and assess the platformโ€™s reliability and returns.

Pricing and Fee Structure

Overview of Fees

MyConstant employs a transparent and competitive fee model based primarily on a percentage deducted from interest earned or paid during lending and borrowing activities. There are no subscription fees or monthly payments; instead, fees are charged per transaction or service used, following their volume and duration.

Lending Fees

For lenders on MyConstant, the platform charges a service fee equivalent to approximately 5% of the interest earned from active loans. This fee is automatically deducted from the interest income, meaning lenders receive net interest returns after the fee deduction. There is no up-front cost or recurring membership fee for lending.

Borrowing Fees

Borrowers pay interest based on their loan terms, plus a platform service fee included within the interest rate or charged separately depending on the loan type (crypto-backed loans or fiat currency loans). The exact interest rate depends on loan terms such as amount, duration, collateral, and market conditions, but MyConstantโ€™s model ensures competitive rates by avoiding middleman costs.

Additional Fees

There are no explicit account maintenance or platform subscription fees. Users are only charged fees relevant to lending or borrowing activity. Withdrawals and deposits are generally free but may be subject to blockchain network fees or third-party transaction charges, which are standard across crypto-financial products.

Payment Model

MyConstant uses a pay-as-you-go model where users only pay fees associated with their actual transactions โ€” interest fees deducted from returns for lenders and interest and related fees paid by borrowers over the course of the loan. There are no recurring monthly or yearly subscription fees. This structure aligns costs directly with platform use and transaction volume.

In summary, MyConstantโ€™s pricing policy favors transparent, usage-based fees without upfront or recurring subscription costs. This makes it accessible for users to start small, scale their investments or loans, and only incur fees tied directly to their financial activities on the platform.

Myconstant Affiliate Program

Myconstant Affiliate Program Overview

Myconstant is a peer-to-peer lending and borrowing platform that provides an opportunity for users to earn interest on their investments as well as access to crypto-backed loans. Their affiliate program is designed to reward partners who promote the platform by offering competitive commission rates, transparent policies, and a variety of promotional tools. Leveraging the latest information from Myconstant’s official website and recent updates, this review highlights the key features of the Myconstant Affiliate Program.

Commission Structure

  • Commission Rates: Affiliates earn a 5% commission of the interest generated by the users they refer. This means if your referral earns interest from their investments or loan repayments, you receive 5% of that interest as commission.
  • Recurring Earnings: The commission is not a one-time payment but is recurring as long as the referral remains active and generates interest on the Myconstant platform. This provides potential for long-term, passive income for active affiliates.
  • Sub Affiliate Program: Currently, Myconstant does not offer a multi-level or sub-affiliate commission structure. Commissions are only paid directly on your immediate referrals.
  • Affiliate Cookie Duration: The tracking cookie duration is 30 days. This means if a user clicks your referral link and registers within this 30-day window, you receive credit for that referral.
  • Affiliate Tracking & Management: The program is managed internally via Myconstantโ€™s official website without third-party affiliate networks. This direct management ensures timely payments and direct support for affiliates.

Myconstant Promotion Policy

โœ… Permitted Promotion Channels

  • Content marketing such as blogs, reviews, and articles.
  • Social media platforms (Facebook, Twitter, LinkedIn, Instagram).
  • Email marketing campaigns (without spamming).
  • Paid advertising including Google Ads, Facebook Ads, and similar platforms, abiding by Myconstantโ€™s guidelines.
  • Influencer marketing and YouTube video reviews.

โŒ Prohibited Promotion Channels

  • Spam emails or unsolicited messages.
  • False or misleading advertising.
  • Incentivized clicks or any fraudulent activity to generate referrals.
  • Promotions targeting hacked accounts, malware, or phishing attempts.
  • Using Myconstantโ€™s brand assets or trademarks without official permission beyond provided marketing materials.

Commission Payment

  • Approval Timeframe: Commissions are usually reviewed and approved on a monthly basis. Any fraudulent or invalid referrals are filtered out before payments.
  • Minimum Payout Threshold: The minimum withdrawal amount for affiliates is USD 50. Once this amount is reached, affiliates can request payment.
  • Payment Frequency: Payments are made monthly, typically within the first week of the following month.
  • Payment Methods: Myconstant disburses affiliate commissions through PayPal, with potential additional methods such as bank transfer or crypto payment available on case-by-case basis upon request.

Summary

The Myconstant Affiliate Program offers a straightforward and lucrative opportunity for marketers focused on fintech, crypto lending, and blockchain finance niches. With a solid recurring 5% commission on interest earnings, a 30-day cookie window, and direct management without third-party networks, affiliates can build sustainable income over time. The promotion policy is clear, favoring ethical marketing tactics across diverse digital channels, while payments are reliable and processed monthly via PayPal after meeting a reasonable minimum threshold.

Affiliates seeking a long-term partnership with a regulated, growing fintech platform will find Myconstantโ€™s Affiliate Program competitive and transparent, making it a compelling choice to recommend within their networks.

How to Join Myconstant Affiliate Program

Email Contact
hello@myconstant.com
ย Affiliate Program

Myconstant Affiliate Program Summary Table

Website
Industry
Product Type
Headquarters
Launch
Monthly Traffic
Target Market
Top Market
Mobile App

Pricing Plan

Starting Price
$0 per month
Trial
Payment Model

Commission Structure

Commission Type
Commission
5% recurring
Cookies
Sub Affiliate
Affiliate Network
PPC Allowed
Commission Approved

Commission Payment

Minimum Payment
Payment Cycle
Payment Method

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