Overview of Monese Affiliate Program

Monese, a leading digital banking platform based in the UK, offers a compelling affiliate program for partners looking to monetize their traffic by promoting financial services. With a focus on ease of use, fast account setup, and multi-currency accounts, Monese appeals strongly to individuals seeking flexible banking solutions. Their affiliate program is designed to reward affiliates generously while maintaining straightforward promotional guidelines.

Commission Structure

• Commission rates: Monese offers a tiered affiliate commission system based on the number of successful referrals. Affiliates earn £15 per converted customer who successfully registers and completes the account setup. There is a potential for higher commissions depending on the campaign and volume, but the standard is a fixed amount per lead rather than a percentage of customer spending.
• Recurring payments: The commission is a one-time payment per new customer referred. Monese does not currently offer recurring commissions for affiliates once the initial reward is granted.
• Sub-affiliate commissions: As of the most recent program update, Monese does not support a sub-affiliate or multi-level commission structure.
• Cookie duration: The tracking cookie for Monese affiliate referrals lasts for 30 days, meaning conversions occurring within this window after the affiliate’s click will be credited.
• Affiliate Network: The Monese Affiliate Program is managed internally via their dedicated partners platform rather than through external affiliate networks like Awin or CJ Affiliate, offering direct communication and reporting tools for affiliates.

Monese Promotion Policy

✅ Allowed promotional channels:

• Content websites and blogs focusing on fintech, personal finance, and banking services
• Social media platforms such as Facebook, Instagram, and Twitter
• Email marketing campaigns with opt-in subscriber lists
• Paid search advertising (PPC) campaigns, provided keywords comply with Monese guidelines
• Comparison sites and recommendation portals

❌ Prohibited promotional channels:

• Unauthorized use of Monese trademarks or logos outside of provided marketing materials
• Incentivized clicks or fraudulent sign-ups
• Spamming via email or social media
• Trademark bidding on competitor names or misleading advertising
• Any form of false or deceptive claims about Monese services

Commission Payment

• Approval time: Commissions are typically approved within 30 days post-conversion ensuring customer verification and compliance with terms.
• Payment threshold: Affiliates must accumulate at least £50 in earned commissions before receiving payout.
• Payment schedule: Payments are processed monthly, generally around the 15th of each month for commissions accrued the previous month.
• Payment methods: Affiliates are paid via PayPal or bank transfer depending on their preference and region.

The Monese Affiliate Program stands out as a straightforward and rewarding opportunity for affiliates in the fintech space. Its fixed commission model and clean terms make it attractive to marketers who can leverage digital channels to reach banking consumers. With strong brand credibility and an intuitive sign-up journey for referrals, Monese remains a robust program for affiliate marketers aiming to diversify their portfolio with top-tier financial products.