Monei Affiliate Program 2025

What is Monei?

### Overview

Monei is a modern payment platform specializing in providing seamless, all-in-one payment solutions primarily for eCommerce businesses. Launched in 2020, Monei is headquartered in Barcelona, Spain, and operates with the aim of simplifying payment processing across multiple channels including online stores, mobile apps, and in-person sales.

Monei offers a mobile application to allow merchants to manage payments and transactions conveniently from their smartphones, enhancing accessibility and operational flexibility.

Currently, Monei attracts an estimated monthly web traffic of around 50,000 visitors. Its core markets are predominantly within Europe, with the top five countries consisting of Spain, France, Germany, Italy, and the United Kingdom. These regions represent strong eCommerce hubs where merchants actively seek reliable and flexible payment processing solutions.

### Key Features of Monei

  • Multi-channel Payment Processing: Supports payments across eCommerce websites, mobile applications, and in-person sales.
  • Unified Dashboard: Provides merchants with a centralized platform to track, manage, and reconcile all their payment transactions.
  • Wide Range of Payment Methods: Accepts credit/debit cards, digital wallets like Apple Pay and Google Pay, SEPA bank transfers, and alternative payment methods tailored to specific regions.
  • Fraud Detection and Risk Management: Integrated tools to minimize fraud and ensure secure payment processing.
  • Customizable Checkout Experience: Easily customizable payment pages to match merchant branding and improve conversion rates.
  • Multi-currency Support: Enables merchants to accept payments in multiple currencies, facilitating cross-border sales.
  • Developer-Friendly APIs: Offers robust APIs and SDKs for seamless integration with existing platforms and workflows.

### Benefits of Using Monei

  • Comprehensive Payment Solution: Combines multiple payment channels and methods into one unified system, reducing complexity for merchants.
  • Improved Customer Experience: Fast and flexible checkout options improve customer satisfaction and reduce cart abandonment.
  • Scalability: Suitable for small businesses scaling up to large enterprises, with support for high transaction volumes.
  • Security and Compliance: Adheres to industry regulations including PCI DSS, ensuring safe and compliant payment processing.
  • Transparent Pricing: Clear fees and no hidden costs help merchants forecast expenses effectively.
  • Access to European Markets: Due to its strong European footprint, Monei is especially beneficial for merchants targeting these regions.

### Applications of Monei

Monei is particularly well-suited for eCommerce merchants seeking to consolidate their payment processes into one platform. Its flexibility supports various industries including retail, digital services, and subscription-based businesses. Merchants can use Monei’s platform to:

  • Accept payments on websites and mobile apps with ease.
  • Manage in-store payments using mobile POS solutions.
  • Automate invoicing and recurring billing for subscription services.
  • Integrate payments into custom-built software via APIs.
  • Expand internationally by accepting multiple currencies and payment methods popular across Europe.

Monei Pricing Policy

Free Plan Availability and Features

Monei offers businesses a straightforward and transparent pricing model but does not provide a traditional free plan. Instead, Monei functions on a pay-as-you-go basis without any monthly subscription fees, making it accessible to startups and companies who prefer to avoid upfront costs.

While there isn’t a dedicated free tier, Monei’s pricing structure means you only pay transaction fees when you process payments. This approach essentially allows you to start using the platform without commitment or ongoing fixed charges, making it flexible for businesses with varying payment volumes.

Trial Availability and Conditions

Monei does not offer a formal free trial period. Since there are no monthly fees or setup costs, the platform’s pay-per-use model acts like an implicit trial—you can integrate and test the system with live transactions and pay only the corresponding transaction fees. This eliminates the need for limited-time trials, enabling businesses to scale usage according to real demands.

Pricing Plans and Starting Rates

Monei’s pricing is simple and transparent, focused on a transaction-based fee model rather than multiple tiered subscription plans. The core elements include:

  • Transaction Fees: Monei charges a competitive percentage fee on each successful payment processed. This rate includes payment acceptance, security, and support.
  • No Monthly or Setup Fees: There are no recurring charges, setup fees, or hidden costs involved.
  • Pricing Example: Although exact fees can vary depending on payment methods and country, typical charges range approximately around 1.4% + €0.25 per transaction for cards issued in Europe. Custom pricing might also be available for high-volume merchants.

This pricing model suits merchants who prefer a pay-as-you-use approach rather than committing to fixed monthly fees.

Payment Model and Billing Frequency

The payment structure at Monei is based on usage — meaning “pay for what you use”. There are no upfront, weekly, or monthly charges, and no lifetime plans. Instead, you incur fees only when you successfully process payments, making it economical and scalable for businesses regardless of size.

Settlement and billing occur on a regular schedule, typically daily or weekly, depending on your account settings, ensuring smooth cash flow and real-time visibility of your payment activity.

In summary, Monei’s pricing policy offers a flexible, no-subscription transaction fee model without free plans or time-limited trials. This makes it ideal for businesses seeking a transparent and scalable payment solution without financial commitment upfront.

Monei Affiliate Program

Overview of Monei Affiliate Program

Monei is a modern payment platform designed for businesses to streamline online payment processes. Their affiliate program offers marketers and partners the opportunity to earn commissions by referring new customers to Monei’s services. With a focus on simplicity, transparency, and fair rewards, the Monei Affiliate Program is gaining attention among affiliates looking for a reliable fintech product to promote.

Commission Structure

  • Commission Rates: Affiliates earn a percentage-based commission for each successful referral. The typical commission rate starts at 20% of the transaction fees Monei earns from the referred customer. The rate may increase based on performance tiers or volume, rewards up to 30% can be possible when reaching certain milestones.
  • Commission Frequency: Commissions are recurring as long as the referred customer remains active and generates transaction fees through Monei’s platform.
  • Sub Affiliate Program: Monei offers a sub-affiliate or second-tier program, allowing affiliates to earn additional commissions from sales generated by affiliates they referred. The sub-affiliate commission rate is generally around 5%.
  • Cookie Duration: The referral tracking cookies last for 30 days, ensuring that clicks resulted within this window are credited to the affiliate.
  • Affiliate Program Management: Monei’s affiliate program is managed internally on their official site rather than through third-party affiliate networks. This setup allows for direct control over customer tracking, commission reporting, and payouts.

Monei Promotion Policy

✅ Approved Marketing Channels

  • Content marketing including blogs and review sites.
  • Email marketing to opted-in subscribers.
  • Social media advertising (paid and organic), including platforms like LinkedIn and Twitter.
  • Pay-per-click (PPC) campaigns with compliance to Monei’s branding and messaging guidelines.
  • Webinars and online events promoting Monei’s payment solutions.

❌ Prohibited Marketing Channels

  • Spamming or unsolicited bulk messaging.
  • Incentivized clicks or fraudulent traffic.
  • Brand bidding on Monei trademarks in paid search unless explicitly authorized.
  • Promotion through adult content or any illegal or unethical channels.

Commission Payment

  • Approval Time: Commissions are reviewed and approved on a monthly basis, with a standard waiting period of 30 days after the transaction to allow for any refunds or cancellations.
  • Minimum Payout Threshold: Affiliates must accumulate at least €50 in commissions before receiving payment.
  • Payment Schedule: Payments are made monthly, typically within the first 10 days of the following month.
  • Payment Methods: Monei processes affiliate payments via PayPal, ensuring fast and secure transfer of funds internationally. Other payment options may be available on request after contacting the affiliate support team.

Overall, the Monei Affiliate Program provides a solid opportunity for affiliates specializing in fintech, SaaS payment solutions, and business software. Its competitive commission structure with recurring revenue, direct program management, and clear promotional policies make it an attractive option for marketers looking to partner with an innovative payment platform.

How to Join Monei Affiliate Program

Email Contact
 Affiliate Program

Monei Affiliate Program Summary Table

Website
Industry
Product Type
Headquarters
Launch
Monthly Traffic
Target Market
Top Market
Mobile App

Pricing Plan

Starting Price
1.4% + $0.25 per transaction
Trial
Payment Model

Commission Structure

Commission Type
Commission
20% – 30% recurring
Cookies
Sub Affiliate
Affiliate Network
PPC Allowed
Commission Approved

Commission Payment

Minimum Payment
Payment Cycle
Payment Method

Leave your review about this affiliate program

Affresources
Logo