Microfund Affiliate Program 2025

What is Microfund?

Overview

  • Microfund operates in the financial technology and microlending sector, primarily focusing on providing accessible credit and financial services to underserved individuals and small businesses. The platform was launched in 2020 and is headquartered in the United States, with a mission to empower entrepreneurs and communities through microloans.

  • Microfund offers a mobile application available on both iOS and Android platforms, enabling users to conveniently apply for loans, manage payments, and monitor their loan status on the go.

  • As of the latest data, Microfund receives approximately 150,000 monthly visits worldwide. Its key markets include users from the United States, India, Nigeria, the Philippines, and Brazil, reflecting a diverse and global user base seeking financial inclusion.

Key Features of Microfund

  • Microloan Services: Provides small, short-term loans tailored for entrepreneurs, freelancers, and small business owners who may not qualify for traditional banking loans.

  • User-Friendly Mobile App: The Microfund app streamlines the loan application process, payment tracking, and customer support, providing an intuitive experience for users.

  • Utilizes alternative data and AI-powered algorithms to assess creditworthiness, enabling faster approvals with minimal paperwork.

  • Flexible Repayment Options: Offers various repayment plans designed to meet the cash flow realities of micro-entrepreneurs.

  • Financial Education Resources: Provides users with tools and information to improve their financial literacy and manage their loans responsibly.

Benefits of Using Microfund

  • Accessibility: Empowers individuals with limited credit history or collateral to access essential funding quickly and easily.

  • Convenience: The mobile platform and online services allow users to apply and manage loans without needing to visit physical branches.

  • Speed: Rapid loan approval process helps users get funds when they need them most, often within hours.

  • Support for Small Businesses: Specifically targets micro-entrepreneurs and startups, supporting local economies and job creation.

  • Transparency: Clear terms and customer support to ensure borrowers understand their commitments and loan conditions.

Applications of Microfund

  • Entrepreneurship Financing: Ideal for startup founders and small business owners requiring seed capital or working capital to operate and grow their ventures.

  • Personal Emergency Loans: Helps individuals cover urgent expenses such as medical bills, school fees, or unforeseen emergencies.

  • Freelancer Cash Flow Management: Provides flexible funds to freelancers and gig economy workers facing irregular income streams.

  • Financial Inclusion Initiatives: Supports underserved populations in emerging markets, promoting economic empowerment and reducing poverty.

  • Digital Financial Ecosystem: Acts as part of a broader fintech solution combining lending with educational tools to build better financial habits among users.

Microfund Pricing Policy

Microfund Pricing Policy

Free Plan Availability and Features

Microfund offers a free pricing tier designed to help users experience the core capabilities of the platform without any upfront cost. This free plan includes basic features such as the ability to create and manage micro loans, access to essential reporting tools, and limited user support. It is ideal for individuals or small organizations just starting to explore microfinance services or those with minimal funding needs.

Trial Period and Usage

Instead of a traditional time-limited trial, Microfund’s free plan acts as a perpetual option allowing potential users to test the platform indefinitely with core functionalities. There is no specified trial window; users can continue using the free plan as long as they remain within the usage limits defined under this tier. This approach encourages gradual scaling and familiarity with the software before opting for premium features.

Paid Plans and Pricing Structure

Microfund’s paid pricing starts at $9 per month, with the following plan options tailored to different usage needs:

  • Starter Plan ($9/month): Adds increased loan volume capacity, more comprehensive reporting, and priority email support.
  • Professional Plan ($29/month): Designed for growing organizations, this plan includes workflow automation, integrations with payment gateways, and expanded user seats.
  • Enterprise Plan (Custom pricing): Targets large-scale institutions requiring advanced security features, dedicated account management, custom integrations, and API access.

The pricing model is based on a monthly subscription, with payments automatically recurring until cancellation. Microfund does not appear to offer weekly or lifetime payment options. Users pay a fixed monthly fee corresponding to their selected plan, enabling predictable budgeting without usage-based charges.

Annual billing may be available upon request, often with a discount compared to monthly fees, but this is not prominently featured in publicly available information and may require direct inquiry with sales.

Overall, Microfund provides a flexible pricing policy with a freemium entry point, a scalable subscription model, and tiered plans aligned with organizational growth and feature requirements.

Microfund Affiliate Program

Overview of Microfund Affiliate Program

Microfund offers a straightforward and rewarding affiliate program designed for marketers, influencers, and partners interested in promoting financial solutions. By joining the Microfund Affiliate Program, affiliates can earn commissions by referring new customers to Microfund’s range of services through their unique referral links. The program is managed internally by Microfund, ensuring direct communication and reliable tracking for affiliates.

Commission Structure


  • Commission Rate and Conditions: Affiliates earn a commission of 20% on the first purchase made by each referred customer. This is a flat percentage rate applied to the net sale amount, allowing affiliates to benefit directly from every successful referral.

  • Recurring Commission: The program currently offers a one-time commission per referral and does not provide recurring payments on future transactions or renewals made by the referred customer.

  • Sub-Affiliate Commission: Microfund’s affiliate program does not support sub-affiliate commissions. All commissions are earned solely from direct referrals.

  • Cookies Duration: The affiliate link cookie duration is set at 30 days. Affiliates will receive credit for any purchase made by a referred user within 30 days of their first click on the affiliate link.

  • Affiliate Network Management: Microfund manages the affiliate program internally and does not operate through third-party affiliate networks or platforms. Affiliates join directly via the official Microfund website and access reports and payments through Microfund’s affiliate dashboard.

Microfund Promotion Policy


  • ✅ Permitted Marketing Channels: Affiliates are encouraged to promote Microfund through personal websites, blogs, email marketing (to opted-in lists), social media platforms (such as Facebook, LinkedIn, Twitter), and paid advertising campaigns, provided these follow Microfund’s terms and compliance rules.

  • ❌ Prohibited Marketing Channels: Affiliates must not use unsolicited spam email, unsolicited private messages, pop-up ads, or unauthorized coupon/rebate sites. Additionally, trademark bidding on Microfund’s brand keywords via paid search engines is prohibited unless prior approval is obtained.

Commission Payment


  • Approval Waiting Period: After a referred customer completes a qualifying purchase, commissions undergo a validation period of 30 days to ensure no cancellations or refunds. Only after this period are commissions approved and payable.

  • Minimum Payout Threshold: Affiliates must accumulate at least $50 in commissions before payment is issued.

  • Payment Frequency: Commissions are paid monthly, typically on the 15th of each month for commissions approved in the previous month.

  • Payment Methods: Payments are made via PayPal. Affiliates must provide a valid PayPal email address to receive commissions.

In summary, Microfund’s affiliate program offers a competitive one-time 20% commission on referred sales, supported by clear promotion policies and reliable monthly payments. Its direct management approach provides transparency and ease of communication, making it an attractive option for affiliate marketers targeting the finance sector.

How to Join Microfund Affiliate Program

1. Visit the Affiliate Program Page on Microfund’s website.

2. Review the program details, terms, and conditions carefully.

3. Complete the affiliate registration form with your personal and payment information.

4. Submit your application for approval by the Microfund team.

5. Upon approval, receive your unique referral links and promotional materials.

6. Start promoting Microfund’s services using your affiliate links.

7. Track your referrals and commissions through the affiliate dashboard provided.

If you have any questions or need assistance, contact Microfund via their official contact page or email support provided on their website.

Email Contact
 Affiliate Program

Microfund Affiliate Program Summary Table

Website
Industry
Product Type
Headquarters
Launch
Monthly Traffic
Target Market
Top Market
Mobile App

Pricing Plan

Starting Price
$9 per month
Trial
Payment Model

Commission Structure

Commission Type
Commission
20% on first purchase
Cookies
Sub Affiliate
Affiliate Network
PPC Allowed
Commission Approved
30-day validation with no cancellations/refunds

Commission Payment

Minimum Payment
Payment Cycle
Payment Method

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