Overview of Merchantsbancard Affiliate Program

Merchantsbancard offers an affiliate partnership program designed for marketers, influencers, and businesses who want to earn revenue by promoting their payment processing services. As a reputable payment solutions provider, Merchantsbancard facilitates streamlined merchant account setups, making it attractive for affiliates to generate commissions by referring potential clients. The program is managed internally by Merchantsbancard, allowing direct communication and timely support for affiliates.

Commission Structure

• Commission Rates and Conditions: Affiliates earn a commission based on a fixed amount per qualified merchant account referral rather than a percentage of the processing volume. The exact payout per approved merchant referral is competitive but Merchantsbancard’s official website does not disclose the public rate to maintain program integrity. Affiliates usually receive commissions after the referred merchant is successfully onboarded and processes transactions.
• Recurring or One-Time Commissions: The program primarily offers a one-time commission payout per approved merchant. There is no indication of recurring residual commissions based on ongoing merchant transaction volume.
• Sub-Affiliate Program: Currently, Merchantsbancard does not support a sub-affiliate (multi-tier referral) structure. Affiliates earn only from their direct referrals.
• Cookie Duration: The tracking cookie for referrals lasts for 30 days, which means referred traffic must convert within this period for the affiliate to receive commission credit.
• Management and Network: The affiliate program is managed internally by Merchantsbancard without reliance on third-party affiliate networks. This approach allows for direct management of affiliate accounts and quicker payout processing.

Merchantsbancard Promotion Policy

✅ Permitted Promotional Channels:

• Organic and paid social media ads (e.g., Facebook, LinkedIn, Instagram) in compliance with the platform’s advertising policies
• Search engine marketing (SEM) campaigns such as Google Ads
• Blogs, websites, and email marketing where the affiliate owns the list or content
• Webinars, podcasts, and influencer marketing with clear disclosure of affiliate relationship

❌ Prohibited Promotional Channels:

• Coupon or deal sites that promote misleading or unauthorised offers
• Spam email marketing or unsolicited mass messaging
• Unauthorized use of Merchantsbancard trademarks, logos, or copyrighted materials without permission
• Any form of incentivized clicks or artificially inflated traffic
• Content that contains false claims or violates FTC marketing guidelines

Commission Payment

• Approval Waiting Period: Commissions are approved and paid only after the referred merchant’s account is successfully verified and active, which usually takes 30 to 60 days from referral approval to ensure legitimacy and prevent chargebacks.
• Minimum Payout Threshold: Affiliates must reach a minimum commission balance of $100 to request payment.
• Payment Frequency: Payouts are processed on a monthly basis. Payments typically occur within the first two weeks of the following month after approval of commissions.
• Payment Methods: Merchantsbancard currently pays commissions via direct bank transfer (ACH). They do not publicly list PayPal or other payment processors, but affiliates are encouraged to confirm their preferred payment method during account setup.

Summary

Merchantsbancard’s Affiliate Program is well-suited for affiliates focused on payment processing niches who prefer working directly with a merchant payment provider rather than through an affiliate network. The program offers straightforward one-time commissions per qualified merchant referral, a reasonable 30-day cookie duration, and monthly payouts with a sensible minimum threshold. Permitted promotional methods are broad but comply with standard legal and ethical guidelines. However, affiliates seeking recurring revenue or multi-tier structures may find this program less suitable. Overall, this program benefits affiliates who maintain quality referral pipelines and close engagement with prospect merchants.