### Overview of Figure Home Equity Affiliate Program

Figure Home Equity offers an innovative fintech solution that enables homeowners to unlock home equity through fast, transparent, and digital-first home loans. As an affiliate program, Figure provides partners the opportunity to promote a product that simplifies the home equity loan process, aiming for high customer satisfaction and competitive financing terms. The company leverages advanced technology, including blockchain and AI, to deliver secure and efficient lending services.

Affiliates can benefit from promoting a product in the rapidly growing home equity market with a reputable company known for speed, transparency, and streamlined customer experience.

### Commission Structure

• Commission Rates: Affiliates earn commissions based on a percentage of the loan closed through their referral. The exact commission percentage typically starts from a base rate (usually around 0.5% to 1% of the loan amount), with potential tiered increases depending on volume and performance.
• Payment Frequency: Commission payouts are generally one-time per funded loan, paid after loan closing and validation.
• Sub-Affiliate Program: Currently, Figure Home Equity’s affiliate program does not publicly offer a sub-affiliate or multi-level commission structure.
• Cookie Duration: The tracking cookie duration is set for 30 days post-click, meaning referrals within this period qualify for commissions.
• Affiliate Program Management: The program is managed internally by Figure’s own affiliate team rather than through third-party networks. This offers a direct line of communication and potentially more personalized support for affiliates.

### Figure Home Equity Promotion Policy

#### ✅ Allowed Promotional Channels

• Content marketing via blogs and websites focused on financial services and home loans
• Search engine marketing (SEM) including Google Ads, respecting all trademark policies
• Email marketing campaigns compliant with CAN-SPAM and GDPR regulations
• Social media platforms such as Facebook, LinkedIn, Instagram, provided the promotions comply with platform guidelines
• Video marketing via YouTube or other video platforms with proper disclosure

#### ❌ Prohibited Promotional Channels

• Pop-ups, pop-unders, and unsolicited bulk messaging (spam)
• Using misleading claims or false advertising about rates or loan terms
• Trademark bidding that violates Figure’s policy on brand terms
• Negative marketing or disparagement of competitors
• Inappropriate or adult content websites

### Commission Payment Details

• Approval Time: Commissions are typically approved within 30 to 45 days following loan funding to allow for verification and cancellation buffer periods.
• Payment Threshold: The minimum payout threshold is generally set at $100 to qualify for payment.
• Payment Schedule: Payments are made on a monthly basis, usually on the 15th of each month for commissions approved in the previous cycle.
• Payment Methods: Figure Home Equity offers payment primarily through PayPal, with options for direct bank transfers available upon request for higher volume affiliates.

### Summary

The Figure Home Equity Affiliate Program is well-suited for affiliates in the personal finance niche who want to promote a technology-driven home equity lending product. With competitive commission rates based on actual loan closings, clear promotion policies, and reliable monthly payments via PayPal, it offers a straightforward and lucrative opportunity. The internal management of the program fosters a close partnership atmosphere, ideal for affiliates seeking direct support and collaboration with the merchant.

Affiliates should ensure compliance with the company’s promotional guidelines to optimize performance and maintain standing within the program. Overall, Figure Home Equity presents a timely affiliate opportunity aligned with growing consumer interest in home equity financing solutions.