Overview of Bluecrossnc Affiliate Program

Bluecrossnc is a leading health insurance provider primarily serving residents of North Carolina. Their affiliate program offers marketers the opportunity to earn commissions by referring qualified customers interested in various health insurance plans, including Medicare, Medicaid, and individual health insurance policies. The program is designed to reward affiliates for generating high-quality leads, providing a solid revenue stream for experienced affiliates in the insurance and healthcare niche.

Commission Structure

• Commission Rates: Affiliates earn commissions based on a tiered structure. The base commission starts at a fixed amount per qualified lead, with potential increases depending on volume and quality of referrals. Commissions are typically a set dollar amount rather than a percentage of the sale.
• Recurring or One-time: Commissions are paid on a one-time basis per qualified customer lead. There is no recurring revenue from ongoing customer payments.
• Sub-Affiliate Program: Currently, Bluecrossnc’s affiliate program does not support sub-affiliate commissions, so affiliates receive earnings only from their direct referrals.
• Cookie Duration: The tracking cookie lasts for 30 days from the initial click, allowing affiliates a 30-day window to convert referred leads.
• Affiliate Network Management: The affiliate program is managed internally by Bluecrossnc rather than through external affiliate networks. This allows for direct communication and streamlined payout processes.

Bluecrossnc Promotion Policy

✅ Allowed Promotion Channels

• Content marketing via niche websites and blogs related to health insurance and senior care
• Email marketing sent to opt-in subscriber lists compliant with CAN-SPAM laws
• Search engine marketing including PPC campaigns
• Social media marketing on platforms such as Facebook, LinkedIn, and Twitter where compliant with Bluecrossnc policies

❌ Prohibited Promotion Channels

• Any type of incentivized traffic or paid-to-click sites
• Unsolicited spam emails or aggressive telemarketing
• Advertising on adult content or unrelated websites
• Trademark bidding on Bluecrossnc branded keywords without prior approval

Commission Payment

• Approval Period: Commissions are typically approved within 30 days after the lead is verified and confirmed to meet qualification criteria.
• Minimum Payout Threshold: Affiliates must reach a minimum balance of $100 before receiving a payment.
• Payment Frequency: Payments are made monthly, usually by the 15th day of the month following commission approval.
• Payment Methods: Bluecrossnc primarily processes payments via PayPal. Other payment methods may be accommodated upon request and with prior arrangement.

Overall, the Bluecrossnc Affiliate Program is well-suited for affiliates with experience in healthcare or insurance marketing, offering a straightforward commission model and reliable payment terms. The program’s internal management ensures close support for affiliates, but the absence of recurring commissions and sub-affiliate options may limit long-term passive income potential.