Overview of Affirm Affiliate Program

Affirm is a leading financial technology company offering Buy Now, Pay Later (BNPL) solutions that enable consumers to split purchases into simple, transparent monthly payments without hidden fees. The Affirm Affiliate Program allows digital marketers, bloggers, and influencers to monetize their traffic by promoting Affirm’s financing options, helping shoppers afford their purchases with confidence.

The program is designed to reward affiliates for driving new customer acquisitions to Affirm’s platform. Leveraging the brand’s growing popularity among e-commerce customers in the US and Canada, affiliates can tap into a high-converting offer in the financial services niche.

Commission Structure

Commission Rates and Conditions

• Affirm affiliates earn a fixed commission per approved new customer acquired rather than a percentage-based commission. The payout typically ranges between $15 to $30 per new converted customer depending on the campaign details and volume.
• Some tailored or high-volume partnership opportunities might offer increased payouts or performance bonuses.

Commission Duration and Recurring Payouts

• Commission is paid one-time per newly approved customer. There are no recurring commissions based on customer lifetime spending or repayment behavior.

Sub-Affiliate Program

• The Affirm Affiliate Program does not offer a sub-affiliate or tiered commission structure. Affiliates earn on their direct referrals only.

Cookie Duration

• The tracking cookie period lasts for 30 days from the visitor’s initial click, during which the affiliate will be credited for qualifying conversions.

Affiliate Network Platforms

• Affirm’s affiliate program is managed internally through their proprietary platform. However, in some cases, Affirm campaigns may also be available via major networks such as Impact and CJ Affiliate for select publishers.

Affirm Promotion Policy

✅ Approved Promotion Channels

• Content Websites and Blogs focused on finance, e-commerce, and shopping
• Social Media platforms including Facebook, Instagram, Twitter, and TikTok
• Email Marketing with proper compliance to anti-spam laws
• Paid Search Ads — subject to Affirm’s keyword usage policies
• Native Advertising and Display Ads within compliant publisher environments

❌ Prohibited Promotion Channels

• Incentivized Traffic or Reward-based Click Schemes
• Pop-ups or unsolicited spam messages
• Promotions that suggest or imply Affirm as a loan company rather than a payment option
• Use of Affirm trademark or brand name in domain names or paid ads without prior approval
• Adult websites or any sites promoting unlawful content

Commission Payment

• Approval Timeframe: Commissions are generally approved after a 30-45 day holding period to ensure chargeback periods have expired and the new customer remains eligible.
• Minimum Payout Threshold: Affiliates must accumulate at least $50 in approved commissions before payment is issued.
• Payment Frequency: Affirm pays commissions monthly, with payments typically processed within the first two weeks of the following month.
• Payment Methods: Payments are made via PayPal or direct bank transfers depending on the affiliate’s preference and country.

Conclusion

The Affirm Affiliate Program presents a lucrative opportunity for affiliates operating in the finance and e-commerce sectors. With straightforward one-time commissions, a reputable brand name, and flexible promotional policies, affiliates can confidently promote a BNPL solution that resonates strongly with today’s consumers. The program’s cookie duration and payment processes are industry-standard, and while no recurring commissions or sub-affiliate tiers exist, the fixed payout per new customer can add up significantly for affiliates with strong audiences.

Affiliates seeking to diversify their portfolio with a trusted, customer-friendly financial product will find Affirm worth considering for long-term partnership growth.