### Overview of Wise Affiliate Program

Wise, formerly known as TransferWise, is a globally recognized financial technology company specializing in international money transfers at low cost and high transparency. The Wise Affiliate Program provides an excellent opportunity for affiliates to earn commissions by promoting Wise’s cross-border payment solutions, helping users save money by avoiding excessive bank fees.

With a strong brand reputation and a growing user base across multiple countries, Wise offers affiliates a trusted product to recommend, supported by a robust affiliate system and competitive commissions.

### Commission Structure

• Commission Rates: Affiliates earn a flat fee for each new customer who completes a qualifying money transfer using Wise. Typically, this is a fixed amount per successful referral rather than a percentage of the transaction.
• One-Time vs Recurring: Commission is paid as a one-time reward per referred customer upon their first completed transfer. There is no recurring commission on future transfers from the same customer.
• Sub-Affiliate Commissions: The Wise Affiliate Program does not currently offer sub-affiliate commissions, focusing on direct referrals.
• Cookie Duration: The tracking cookie duration is typically 30 days, meaning a referral must complete a qualifying transfer within 30 days of clicking the affiliate link for the commission to be valid.
• Affiliate Network: Wise manages its affiliate program internally through its official affiliate platform and does not currently operate via third-party affiliate networks.

### Wise Affiliate Program Promotion Policy

✅ Allowed Marketing Channels

• Content websites and blogs related to finance, travel, or expatriate lifestyle
• Social media platforms such as Facebook, Instagram, and Twitter (using organic and paid campaigns compliant with Wise’s branding guidelines)
• Email marketing with proper consent and compliance with anti-spam laws
• SEO and SEM campaigns that do not misrepresent Wise’s service or violate brand policies
• Comparison and review sites focused on international money transfer services

❌ Prohibited Marketing Channels

• Incentivized clicks or sign-ups, such as paid-to-click schemes or misleading incentives
• Use of coupon or voucher sites not authorized by Wise
• Trademark bidding on Wise brand terms in paid search without permission
• Display of false or misleading claims about Wise capabilities or services
• Spam or unsolicited messages
• Adult content sites or any inappropriate content incompatible with Wise’s brand image

### Commission Payment

• Approval Timeframe: Commissions are typically approved and credited after Wise verifies the eligibility of the referred transaction and the customer’s account, usually within 30 days post-transfer completion.
• Minimum Payout Threshold: Affiliates must reach a minimum earning threshold (commonly $50) before payment is released.
• Payment Frequency: Payments are processed monthly, with payments issued 30 days after the end of the month in which commissions were earned, to allow for transaction validation and fraud prevention.
• Payment Methods: Wise affiliates receive commissions via bank transfer or PayPal, providing flexibility for affiliates globally.

### Final Recommendations

Given Wise’s strong position in the international money transfer market and its transparent, low-cost service, the Wise Affiliate Program is well-suited for affiliates in finance, travel, and expat niches. The one-time fixed commission model rewards quality referrals, and the program’s internal management ensures direct, reliable communication and support.

To maximize success, affiliates should focus on educational content highlighting the cost savings and ease of use of Wise’s services, leverage allowed social media and email strategies, and strictly comply with Wise’s promotion policies to maintain good standing.