Overview of 1Cover.Com Affiliate Program

1Cover.com is a prominent Australian insurance comparison website that allows users to compare a wide range of insurance products including health, travel, life, car, and home insurance. Their affiliate program offers marketers a lucrative opportunity to earn commissions by referring customers who sign up for insurance policies through their platform. With a trusted brand and a user-friendly interface, affiliates can leverage 1Cover.com’s strong market presence to generate quality leads and maximize earnings.

Commission Structure

• Commission Rates: Affiliates earn commissions based on a fixed amount per successful insurance sale rather than a percentage of the premium. The exact commission per sale varies depending on the insurance product type, generally ranging from AUD 20 to AUD 100 per lead converted into a sale.
• Commission Type: Commissions are paid as a one-time payment for each approved sale. There is no recurring commission on renewals or repeat business.
• Sub-Affiliate Program: Currently, 1Cover.com does not offer sub-affiliate commissions, meaning you do not earn commissions from the referrals of your referred affiliates.
• Cookie Duration: The cookie tracking period is 60 days, providing a relatively long window to attribute conversions to your referral link.
• Affiliate Network Management: The program is managed internally by 1Cover.com, but it is also accessible through leading affiliate networks such as Impact and Commission Factory, facilitating ease of tracking and payment for international affiliates.

1Cover.Com Promotion Policy

✅ Permitted Marketing Channels

• SEO Content Marketing via own websites or blogs
• Paid Search Advertising such as Google Ads (with adherence to brand bidding policies)
• Social Media Marketing on platforms like Facebook, Instagram, Twitter
• Email Marketing sent to opted-in subscribers only
• Comparison sites and coupon/deal websites

❌ Prohibited Marketing Channels

• Spam or unsolicited bulk emails
• Incentivized clicks or fraudulent lead generation methods
• Brand bidding violating 1Cover.com trademark rights (unless explicitly allowed)
• Use of unauthorized coupon codes or misleading claims

Commission Payment

• Approval Time: Commissions are typically approved within 30 to 45 days from the date of conversion to allow for policy checks and cancellations.
• Minimum Payout Threshold: The minimum payout amount is generally AUD 50.
• Payment Frequency: Payments are made monthly, usually on the 15th of the following month after commissions are approved.
• Payment Methods: Affiliates can receive payments via PayPal, direct bank transfer (for Australian affiliates), and international wire transfer options depending on their location.

In summary, the 1Cover.com affiliate program offers a straightforward commission model with reliable payments and broad marketing allowances, making it an excellent choice for affiliates focused on the insurance niche in Australia and surrounding regions. The program’s long cookie duration and multi-network access increase flexibility and earning potential for experienced marketers.